Auto Financing Pre-Qualification
Know your budget before you shop. Brossard Hyundai's financing pre-qualification gives you a realistic estimate of your buying power in just a few minutes, entirely online. The process uses a soft credit inquiry — with no impact on your credit score and no obligation on your part. Your information is handled confidentially, in accordance with Quebec's Law 25 on the protection of personal information, and reviewed by our accredited Finance & Insurance (F&I) advisors. Whether your credit is excellent, being rebuilt, or new to Canada, fill out the form below — a member of our team will contact you shortly to walk you through your options.
Meet Our Finance & Insurance (F&I) Team
"Our job is to find the financing solution that best fits your reality — not just the posted rate. Thanks to our partnerships with several financial institutions and lenders, we build strong files, even for a first-time loan or credit rebuilding. Online pre-qualification lets us prepare for your visit and save you time."
Alongside Saphia, our F&I team guides every client through financing, insurance and protection, working with Canada's leading financial institutions. For new vehicles, the team includes Daniel Belanger, Saphia Maknani, Mark Cheung and Britany Gauvin; for used vehicles, Andrée-Anne Pelletier, Dawn Radaczynski and Chantal Paquin. We explain every term, every rate and every option, with full transparency.
What Our Clients Say
"Loved this place! We had an amazing experience with everyone we dealt with here on my dad's new purchase. We came from Kingston and we started the communication with Mark. He was so quick to respond and informative. He arranged for us to meet his colleague, Sacha and we received excellent services from Andrée-Anne and Julie [Finance/F&I team] as well. Smooth process throughout."
— Mark Buggy ★★★★★
"Dawn, Julie and Melissa were awesome in helping me with my used car purchase. Great staff and service 🙌🔥"
— Mark Bandrauk ★★★★★
FAQ — Auto Credit in Quebec
Does pre-qualification affect my credit score?
No. Pre-qualification uses a soft credit inquiry, which does not appear as a credit application on your file and has no impact on your score. A hard inquiry is only performed when you submit an official financing application, with your consent.
What credit score do I need to finance a car in Quebec?
There is no universal minimum score. A score of 660 or higher makes it easier to access the best rates, but solutions exist for lower scores, first-time buyers and newcomers. For the full picture, read our guide: what credit score you need to finance a car in Quebec in 2026. Our F&I advisors work with several lenders to find an option suited to your situation.
How long does it take to get a response?
Online pre-qualification takes about 3 to 5 minutes. An advisor typically contacts you within one business day to present your options.
What documents should I prepare?
For a full application, prepare a valid ID, recent proof of income (pay stubs or notice of assessment) and proof of residence. Online pre-qualification only requires a few basic details.
Can I be approved with bad or rebuilding credit?
Yes, it's possible. We regularly help clients rebuilding their credit. A down payment or a co-borrower can improve your terms. Even with a bankruptcy or a difficult file, solutions exist: see our article on financing a car with a difficult credit file. Our F&I team's goal is to build a realistic, sustainable file.
Does pre-qualification commit me to buying?
No. Pre-qualification is free and with no obligation. It simply lets you know your budget and options before you shop.
Is my personal information protected?
Yes. Your data is handled confidentially and securely, in accordance with Quebec's Law 25 on the protection of personal information. It is used only to review your financing application.